Your Money is Safe, Sound and Invested in a God-Honoring Way
The Credit Union continues to perform well through the recession. While we have experienced a few loan losses pursuant to the recession, they are less than half the industry average. Earnings are positive and the Capital Ratio, as of May 31, 2010, is a healthy 9%. This means the Credit Union is considered "well capitalized." The Credit Union maintains more than ample liquidity. Share and loan accounts at the Credit Union, year to date, are growing at a modest rate.

We don't expect the economy to make any great strides forward in 2010. There are indications that it may bump
along through 2010 and 2011. We watch it constantly to protect our members accounts. We adjust our plans and
programs whenever necessary to protect our members' deposits and provide them low cost loans. We want to
make sure that as the economy recovers our members are safe and able to borrow the funds they need to build
their lives as the recession wanes.

What makes the Credit Union different?

• Ample Liquidity
• No Sub-Prime Lending
• Careful Loan Underwriting
• Low Delinquency
• Broad Private Insurance
• Strong Dividends
• Great Loan Rates and Low Fees

We're a member-owned cooperative
The Credit Union is a member-owned, not-for-profit financial cooperative. We exist to serve our members - not profit from them. And because the Credit Union does not issue stocks, our value does not depend on the rise or fall of the stock market.

A safe place for savings
The account insurance coverage at the Credit Union is higher than at most banks. Each account in the Credit Union is privately insured up to $250,000 by American Share Insurance. Your money is safe.

At Christian Community Credit Union, we have a strong capital base. Though it is a tough time for other financial institutions, we are posting positive earnings. We have low loan losses and we pay good rates. Recently, we've increased the rates on our certificates. Most importantly, your money is invested in a God-honoring way.

Call us at 800.347.CCCU (2228) for more information.

+ Read our March 2010 Financials
+ 2009 Financial Report
+ View facts about your insured funds
+ Read article "Christian Financial World Sees Silver Lining in Banking Mess" from "Christianity Today" magazine