Loans and Lines of Credit
Creative Lending Solutions
Our seasoned ministry lending team understands that no two loans are alike. That's why we take time to listen to your vision, mission and objective and then explore possible options that will best meet your goals. We know that to do so is in your best interest. For this reason, Christian Community Credit Union is your lending partner of choice.
Exceptional Service because Anything Less is not Sufficient
- We will clearly set the expectations of all parties involved so the loan process is as smooth as possible.
- We will keep you fully informed every step of the way.
- We will respect your project timelines and do our best to make sure you are not waiting on us.
- We do more than we are asked.
Lending is our Calling
Christian Community Credit Union provides affordable financing to ministries at competitive rates. Our customized ministry loan programs can help your church or ministry build, expand or purchase a facility or refinance existing debt at lower rates. As more ministries use our services, we are able to help more ministries with their financing needs. Funds placed with Christian Community Credit Union help a multitude of churches and ministries grow.
Whatever your borrowing needs may be, discover how easy it is to deal with us. See us for all your ministry’s financing needs:
- Refinance
- Remodel
- Expansion
- Construction
- Purchase
- Vehicle/Bus loans
- Unsecured loans
- Lines of Credit
Ministry Real Estate Loans
Custom Designed Commercial Loans. Whether you are looking to purchase a new building, refinance, remodel, expand or build from the ground up, let us get to know your ministry and provide you options on your commercial lending needs.
As a ministry minded lender, we consider ourselves a part of your project team, dedicated to serve you so we can all reach the same goal.
- Free consultation
- Flexible terms - up to 30 years amortization
- Competitive fixed-rate options
- Uniquely designed loans
- No pre-payment penalty
Borrow Against Ministry Shares at Excellent Rates
A share-secured loan for your ministry may be the answer to your lending needs. The Credit Union gives ministries the option of borrowing against money it currently has on deposit with us, at excellent rates. Whether your money is in a ministry savings account or a ministry certificate of deposit, you can rest assured your loan rate will only be 3% higher than your dividend rate. This ensures that more money can be directed back to your ministry.
Unsecured Loans
- Faster funding
- No points
- Up to 10 year amortization on most unsecured loans
- Disaster Relief loans available
- No pre-payment penalty
Vehicle Loans
- Low rates on new and used vehicles
- Rate discount when payments are made by autopay
- Up to 80% financing available
- Terms up to 84 months
- No pre-payment penalty
Keep Balanced with a Ministry Line of Credit
Lines of credit help to keep you balanced throughout your ministry's financial cycles.
At Christian Community Credit Union, we can create a credit line that meets your unique financial needs.
- No application fee
- Competitive variable rates
- Low annual fee
- Secured or unsecured
- Automatic payment option
- No pre-payment penalty
Contact Ministry Lending today!
800.347.CCCU (2228) ext. 6455
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+ Read Church Loan Testimonials from Pastors and Ministry Leaders
+ "A" Checklist for Financially Challenged Churches