Your Money is Safe, Sound and Invested in a God-Honoring Way
The year turned out better than anyone could have hoped for at Christian Community Credit Union. Financially, we out-performed most credit unions and banks in the nation. Asset growth exceeded $47 million or 9.9%, and share deposits grew 18%, representing the greatest single year of growth in the Credit Union’s history. As of December 31, 2009, the Net-Equity Ratio was 8.92%. That means the Credit Union remains “Well-Capitalized”. In addition, the Credit Union paid above- average dividends to the members throughout 2009.

God has graciously protected Christian Community Credit Union throughout the recession. That said, we constantly monitor the economy, and adjust our plans and programs to protect our members’ deposits and provide for their lending needs. During 2009, we increased our liquidity significantly and set aside additional protection for loan losses in case the recession became worse. Both moves provide additional funds for loan losses in case the recession became worse. Both moves provide additional protection for our members. These actions have provided more than ample funds and reserves to meet the membership’s borrowing needs as the economy recovers.
 

What makes the Credit Union different?

• Ample Liquidity
• No Sub-Prime Lending
• Careful Loan Underwriting
• Low Delinquency
• Broad Private Insurance
• Strong Dividends
• Great Loan Rates and Low Fees

We're a member-owned cooperative
The Credit Union is a member-owned, not-for-profit financial cooperative. We exist to serve our members - not profit from them. And because the Credit Union does not issue stocks, our value does not depend on the rise or fall of the stock market.

A safe place for savings
The account insurance coverage at the Credit Union is higher than at most banks. Each account in the Credit Union is privately insured up to $250,000 by American Share Insurance. Your money is safe.

At Christian Community Credit Union, we have a strong capital base. Though it is a tough time for other financial institutions, we are posting positive earnings. We have low loan losses and we pay good rates. Recently, we've increased the rates on our certificates. Most importantly, your money is invested in a God-honoring way.

Call us at 800.347.CCCU (2228) for more information.

+ Read our December 2009 Financials
+ View facts about your insured funds
+ Read article "Christian Financial World Sees Silver Lining in Banking Mess" from "Christianity Today" magazine