Ministry Rates

*APY = Annual Percentage Yield. APYs are accurate as of  01/02/2025 and are subject to change without notice.
Fees may reduce earnings. $100 minimum to open. There is a $5.00 monthly service fee if the balance falls below $100.00. No fee for Custodian Accounts under age 18. One Harvest Savings account per member.

Tiered -based savings account. 5.00% APY will be paid on balances up to $5,000. Balances between $5,001-$10,000 will earn the lower dividend rate of APY. Balances $10,001+ will earn the dividend rate of APY.

*APY = Annual Percentage Yield. APYs are accurate as of  01/02/2025 and are subject to change without notice. Earns interest when daily balance is $1,500 or more. There is a $10.00 monthly service fee on Ministry Accounts and $15.00 on Business accounts if the balance falls below $1,500.

*APY = Annual Percentage Yield. APYs are accurate as of  01/02/2025 and are subject to change without notice. Variable rate account with easy access and maximum liquidity.  There is a $5.00 monthly service fee if the balance falls below $100.00.

*APY = Annual Percentage Yield. APYs are accurate as of  01/02/2025 and are subject to change without notice. $10,000 minimum. Variable rate account with easy access and maximum liquidity.
There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month.

*APY = Annual Percentage Yield. APYs are accurate as of  01/02/2025 and are subject to change without notice. Variable rate account with easy access and maximum liquidity. There is a $10 monthly fee on all Money Market Accounts when the daily balance falls below $1,000 at any time during the month.

*APY= Annual Percentage Yield (APY). APYs are accurate as of 01/02/2025 and are subject to change without notice.
$500 minimum; $250,000 maximum. New money only. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Share Certificate. At maturity, the Certificate will renew into a 12-month term share Certificate at the prevailing rate. A penalty will be imposed on early withdrawals from Certificates. IRA not available for Welcome Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.
‡New money is money that is not presently on deposit at Christian Community Credit Union. Existing CCCU Members:  New money is defined as deposits posted to your CCCU account within the past 30 days.  The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money.

*APY= Annual Percentage Yield (APY). APYs are accurate as of 01/02/2025 and are subject to change without notice.
$500 minimum; $250,000 maximum. New money only. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Share Certificate. At maturity, the Certificate will renew into a 12-month term share Certificate at the prevailing rate. A penalty will be imposed on early withdrawals from Certificates. IRA not available for Welcome Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.
‡New money is money that is not presently on deposit at Christian Community Credit Union. Existing CCCU Members:  New money is defined as deposits posted to your CCCU account within the past 30 days.  The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money.

*APY = Annual Percentage Yield. APYs are accurate as of  01/02/2025 and are subject to change without notice. $2,000 minimum; $250,000 maximum. New money only‡.
APY assumes that dividends remain in the account until maturity. No penalty for withdrawals of up to 50% of the start-of-day certificate balance, minimum $500, if made after the Certificate has been opened for a minimum of seven days. Withdrawal amounts in excess of 50% in one day will be subject to a 90-day interest penalty, not to exceed interest earned to date. Withdrawal of any amount in the first six days of the Certificate being open will result in a penalty of seven days’ dividends. At maturity, the Certificate will renew into a 12-month, regular term share Certificate at the prevailing rate. Deposits cannot be a transfer from existing funds with Christian Community Credit Union. Not available for IRA accounts.
A withdrawal will reduce earnings. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.
‡New money is money that is not presently on deposit at Christian Community Credit Union. Existing CCCU Members:  New money is defined as deposits posted to your CCCU account within the past 30 days.  The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money.

*APY = Annual Percentage Yield. APYs are accurate as of  01/02/2025 and are subject to change without notice. $500 minimum.
If the standard rate increases on a 30-month certificate, you can STEP UP your rate once during the term. At maturity, the Certificate will renew into a 24-month term share Certificate at the prevailing rate. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Share Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.

*APY = Annual Percentage Yield. APYs are accurate as of  01/02/2025 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.

*APY = Annual Percentage Yield. APYs are accurate as of  01/02/2025 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.

*APY = Annual Percentage Yield. APYs are accurate as of  01/02/2025 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.

*APY = Annual Percentage Yield. APYs are accurate as of  01/02/2025 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.

Rates, terms, and conditions effective 01/02/2025 and are subject to change without notice. Loan approval subject to credit, income, property appraisal and qualifications. Not all will qualify. Costs may be associated with this loan. Offer not valid on current Christian Community Credit Union loans. Membership required.

Rates, terms, and conditions effective 01/02/2025 and are subject to change or discontinue without notice. Loan approval subject to credit, income, property appraisal and qualifications. Not all will qualify. Costs may be associated with this loan. Offer not valid on current Christian Community Credit Union loans. Membership required.

*APR=Annual percentage rate. Rate and terms effective 01/02/2025 and are subject to change without notice. Rate as low as 8.99% APR for new recreational vehicle (RV) loans and 9.49% APR for pre-owned RV loans. Rates reflect the 0.25% discount for members using automatic payments from a Christian Community Credit Union Checking Account. A processiong fee of $399 apllies. Up to 120% financing available. Terms up to 180 months for new and pre-owned. Monthly payment for $30,000 for 180 months at 8.99% APR would be $241.70; at 9.49% APR for 180 months would be $249.72. Rates are based on credit history and underwriting factors. Not all borrowers will qualify for the lowest rate.
A $25 one-time membership fee applies if you do not have a deposit account when you become a member of Christian Community Credit Union by applying for a loan. Fee will be waived if you open a deposit account within 30 days of loan approval. Visit myCCCU.com/deposit-account.