Welcome Friends of ABCOFLASH
Finally, a financial institution where you can bank with your Christian values—Christian Community Credit Union (CCCU)!
As America’s #1 Biblical banking solution, we offer full-service digital banking designed to help you live and give more abundantly.
Get started by selecting one of our premium checking and savings accounts below.
Choose the Product that’s Right for You
Harvest High-Yield Checking
Grow your money with a checking account that offers a whopping 4.00% APY*.1
- High-yield interest rate on balances up to $5,000.1 Qualifications apply.2
- No minimum balance1 or monthly service fee
- A portion of every dollar spent using your Visa debit card3 goes to ministries & missions
Harvest High-Yield Savings
Enjoy earning an exceptional high-interest rate of 5.00% APY* for balances up to $5,000.1
Plus, your money is put to work in financing church and ministries for growth and expansion.
- Variable-tiered rate1
- $100 minimum to open and no monthly fee2
- Immediate access to funds
- Must register & use Online/Mobile Banking
The International Ministries (IM) Visa®
A portion of every dollar spent using the card goes to Christian charities.
- Earn 1 CURewards‡ Point for Every $1 Spent
- Get up to 20,000 bonus points—a $200 value—when you’re approved for the card!
- 0% APR* Intro & Balance Transfer Rate for the first 12 months
- No Annual Fee
Tips & Resources
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Should Christians Borrow Money?
The Bible does not prohibit borrowing. It does issue some cautions about borrowing, though, such as in Proverbs 22:7, which says, “The borrower is servant to the lender.” And in…
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How to Cultivate a Culture of Transparency in Your Church
In today’s world, where trust is seldom found, cultivating a culture of transparency is more important than ever to the mission of the church. Transparency is not just modern phraseology…
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Credit, Debit, and Prepaid Cards: What Are the Differences?
How people pay for what they buy continues to evolve. Relatively few people write checks anymore, and the number of people who carry cash continues to decline. At the same…
Terms & Conditions
1. Harvest Checking: *APY = Annual Percentage Yield. APYs are accurate as of 11/21/2024 and are subject to change without notice. Fees may reduce earnings. (1)   No minimum balance required after required $100 opening deposit. Higher-yield APY will be paid on maximum balance of $5,000. Balances in excess of $5,000 will earn the lower dividend rate of 0.05%. (2) Qualification criteria for higher APY: 1) You must register for e-statements 2) Have an active online banking 3) Have an activated Christian Community Credit Union (CCCU) debit card or CCCU credit card AND 4) $500 in accumulated deposits during the month. (3) Applies to Visa debit signature-based transactions.
Membership Eligibility is required. New and converted accounts will receive the higher APY for at least the first dividend cycle. After that, if you do not meet all of the qualification criteria, the account will earn the lower dividend rate 0.05%. Fees may reduce earnings. Limit: One Harvest Checking account per Member.
2. Harvest Savings: APY = Annual Percentage Yield. APYs are accurate as of 11/21/2024 and are subject to change without notice. (1) Tiered -based savings account. 5.00% APY will be paid on balances up to $5,000. Balances between $5,001-$10,000 will earn the lower dividend rate of 2.50% APY. Balances $10,001+ will earn the dividend rate of 0.10% APY. Fees may reduce earnings. (2) $100 minimum to open. There is a $5.00 monthly service fee if the balance falls below $100.00. No fee for Custodian Accounts under age 18. One Harvest Savings account per member.
3. IM Visa®: * Interest Rates and Fees▸ (APR=Annual Percentage Rate)Â
Visa/MasterCard Credit Card Agreementâ–¸Â
Visa Secured Credit Card Agreementâ–¸Â
Eligibility to apply for the Visa Signature and World MasterCard is based on your affiliation with a qualifying Christian church, ministry, or school.Â
*APR=Annual Percentage Rate. Rates and terms effective 11/21/2024 and are subject to change without notice.Â
‡ CURewards: Receive up to 20,000 bonus points on purchases:10,000 when you’re approved and up to 10,000 more with double points for the first six months on any purchase (a $200 value). After the first six months, double points only apply to donations to churches, many ministries, and charitable organizations with IRS Merchant Category Code 8661 and 8398 and are subject to change without notice. Points earned will be credited to your account each month, will accrue over five calendar years and expire on a first-in-first-out basis annually. Points earned in calendar year one will expire as of the last day of calendar year five.