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Frequently Asked Questions

You have questions, we have answers! Check out our frequently asked questions below.

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How much does this service cost?

There is no charge from the credit union associated with the service. However, there may be charges associated with data usage on your phone. Check with your wireless phone carrier for more information.

How much money should we ask for? How much do we qualify for?

Usually, loans are limited to three times your organization’s ongoing operating income.

When we add up your church’s Income, we usually don’t count any money from building campaigns that are raising money for a specific purchase or project.  Other factors may also influence the maximum loan amount.

How much of a down payment do we need for a loan to buy a property?

The Credit Union usually requires 30% down on a loan to buy a property.

How secure are Apple Pay, Google Pay, and Samsung Pay?

Using these digital wallets is more secure than using your physical card. This is because a digital account number is used instead of your actual card number. Neither your personal information nor your physical card number is ever revealed to the merchant.

How would our ministry reset our PIN for electronic banking?

Call The Ministry Development Group at 800.347.CCCU (2228), ext. 6216 or email us.

I do not prefer to see my credit card in Online Banking or Mobile Banking App. Can it be removed?

It cannot be removed, but you can hide the card from showing.  Go to My Settings and select Rename & Hide your accounts to hide accounts.  Uncheck the box next to the account you no longer want to appear.  You can add it back at any time.  All changes made in Online Banking will automatically change in Mobile Banking App too.

I forgot my password. How do I reset it?

On the login screen, select the “Forgot Password” link. You will then be guided through the change process.

I forgot my username. How do I find out what it is?

On the Login screen, select the “Forgot Username?” link. You will then be guided through the change process.

I’m not an Online Banking user. Can I still use the Mobile Credit Card App?

Yes. Online Banking is not required to use this service. If you’d like to enroll for online banking as well, click here.

If I already use the My Credit Card option using Online Banking will it impact that feature?

No. You can continue viewing your credit card by selecting the option in the menu as you normally do.

If I have more questions about this program, who should I contact?

You can email Nick Lacy, AVP of Marketing at [email protected].

If I sign up for e-statements can I still receive paper statements in the mail?

No. Once you have signed up for e-statements, you will no longer receive paper statements in the mail.