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Frequently Asked Questions

You have questions, we have answers! Check out our frequently asked questions below.

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What is the minimum opening deposit for a Ministry Checking Account?

$100

What is the mobile deposit service for ministry/business banking?

For Ministry and Business Accounts using Premier Cash Management, mobile deposit allows you to use the myCCCU – Business mobile app to deposit checks without ever leaving the office or home. It is available 24 hours a day, seven days a week.
Learn more about Ministry/Business Digital Banking▸

What is the required down payment for an auto loan? 

There is no set down payment requirement and is contingent upon various factors of the loan such as credit quality of the applicant and co-applicant. Sometimes a down payment is not required. 

What is the Visa Gift Card?

Your Christian Community Credit Union Visa Gift Card is a non-reloadable prepaid Visa Debit Card with a specific dollar value. Your Visa Gift Card and its value are accepted at most places Visa Debit is accepted.

What kind of bank loans do you do?

Christian Community Credit Union makes loans to churches for:

  • purchasing land or church property
  • refinancing existing loans (including cash out for reasonable purposes)
  • construction loans for new buildings

We also make loans to churches to buy major equipment. This includes solar panels, as well as furniture, fixtures, and equipment (FF&E).

What kind of checks can be processed through RDCexpress?

Checks payable in U.S. dollars and drawn on any U.S. bank including but not limited to the following:

  • Personal
  • Business
  • Treasury
What makes 49 Financial stand out from other financial planning companies?

First, we are 100% independent; we are our own company. This means that we can work with literally dozens, if not hundreds, of investment firms and insurance companies and pursue the best strategies for the client. Second, we’re in this for life! As a matter of company policy, we meet with our clients at least four times a year. We walk with our clients through all the ups and downs – marriages and births and businesses and job changes and everything else – and we adjust the financial plan along the way. This creates a unique form of community with our clients that we treasure.

What makes the 49 Financial partnership with CCCU so unique?

I don’t know of another partnership quite like this in America. Through this partnership, we can serve Christians and ministries with unparalleled depth and flexibility. We can meet with a pastor or a ministry and say, “49 Financial and Christian Community Credit Union can help your organization with virtually every financial need you have.” Need a building loan? We have it. Need a retirement program? We have it. Need an endowment? We can build it. We can meet with any Christian and say the same thing. Do you need a home loan? We have it. Do you need a financial plan? We will build one. Do you need to consolidate old retirement plans or insurance policies? We can do that too. We can meet with a Christian business owner in the same way. Do you need a Christian banking partner? We have that. Do you need an executive benefits program? We build those. Are you curious about values-based investing? We are deep in that world. At the end of the day, do you just need to dream? Come and let us dream together! I’m looking forward to all those things.

What other credit card information can I see?

Outstanding balance, Available credit, Amount due, Next due date, Minimum amount due, Credit limit, and more

What promotional items will I receive?

For most organizations, you should expect to receive:

  • An email announcement to copy and paste
  • A link to a landing page
  • PDF fliers you can attach to an email, print, or post on your company intranet
What scanners are supported for RDCexpress?

Burroughs/Unisys

  • SmartSource Professional

Canon

  • CR-25, CR-50, CR-55, CR-80, CR-180 II, CR-135i, CR-190i

Digital Check

  • TellerScan TS215, TS230, TS240, 4120
  • CheXpress CX30

Epson

  • CaptureOne

MagTek

  • Excella
  • Excella STX

Panini

  • VisionX
  • I:Deal
  • wI:Deal

Pertech

  • 6100

RDM

  • EC7000i

Contact FIS for available options on these scanners. Options for several of the scanners include:

  • Rear Ink Jet Endorsement
  • Franking
  • Several models are field upgradeable to a higher DPM
  • Some models are OCR capable (for coupon/remittance processing)

Please note: For Apple Mac computers using Mac native operating system, the only certified scanners are the Panini VisionX, Panini I:Deal, and Magtek scanners. When using a Magtek scanner with Mac, an Ethernet (not USB) connection to the scanner is required.

What should I do if my Visa Gift Card is lost or stolen?

Contact Christian Community Credit Union Visa Gift Card Center immediately at 866-902-6082. Additionally, read the Christian Community Credit Union Visa Gift Card Center Terms and Conditions contained in this cardholder for important Visa Gift Card information.