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Loans for Every Season of Life

Whatever your season in life, Christian Community Credit Union offers affordable financing to fit your needs — and your budget.

Explore our Loan Options

Home and Auto Loans

Home Loans

From a variety of affordable loans, we are your single source home loan solution.

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Auto Loans – New & Used

Let’s put you in the driver’s seat of your new or used vehicle with our low rate loans.

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For Lease Buyout, Cash Out, & Private Party, Learn More.

Auto Loan Refinance

Refi your auto loan and save with our quick and easy online process. Get pre-approved in 90 seconds.‡ You could save hundreds!

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Credit Cards & Personal Loans

Credit Cards

Support causes and missions with everyday purchases while earning rewards. Plus, our credit cards offer a 0% APR Introductory and Balance Transfer Rate.*

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MyAdvantage Loan

Get the money you need and consolidate debt with our fixed-term personal loan with ZERO fees. As low as 8.99% APR.*

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Personal Credit Line

With CCCU’s Personal Credit Line, you have the flexibility to withdraw funds when you need it, and only pay interest on the funds you borrow. 

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Student Loan

The Credit Union Student Choice is a private loan solution to help fill your funding gaps.

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Terms & Conditions

Auto Loan Refinance: ‡Loans are subject to credit approval.

Credit Card:
* Interest Rates and Fees▸  (APR=Annual Percentage Rate) 
Visa/MasterCard Credit Card Agreement▸ 
Visa Secured Credit Card Agreement▸ 
Eligibility to apply for the Visa Signature and World MasterCard is based on your affiliation with a qualifying Christian church, ministry, or school. 

MyAdvantage Loan: *APR=Annual Percentage Rates effective 01/16/2025 and is subject to change without notice. This is a fixed-term, closed-end loan and reflects the 0.25% discount for members using automatic payment with their Christian Community Credit Union Checking Account. Rates range from 8.99%–23.99% APR with automatic payments or 9.24%–24.24% APR without automatic payment for loan terms of 24 – 60 months. Tiered rate based on credit score. Not all borrowers will qualify for the lowest rate. Other conditions may apply. Monthly payment for $10,000: for 36 months at 8.99% APR (with autopay) would be $319.15; for 60 months at 10.99% APR would be $218.39. Estimated payments are for illustrative purposes only and assume you pay on time. Loan cannot be used to pay other existing Christian Community Credit Union loan balances.

Personal Loan | Repayment Example. The following example depicts the APR, monthly payment and total payments during the life of a $30,000 personal loan with a 2-year repayment term, a 0.25% autopay discount, and a fixed rate between 8.99%–23.99% APR. It works out to 24 monthly payments ranging from $1,375.54–$1,601.64 for a total amount of payments ranging from $33,012.96–$38,439.17. This repayment example assumes that the borrower is signed up for autopay and that all payments are made on time, with no pre-payments. Actual rates may vary based on repayment term, loan amount, creditworthiness, and other terms and conditions. No origination and prepayment fees. A $25 one-time membership fee applies if you do not have a deposit account when you become a member of Christian Community Credit Union by applying for a loan. Fee will be waived if you open a deposit account within 30 days of loan approval.