Saving for Your Future
Take advantage of our savings and money market account options that are designed to help you reach your financial goals, big or small! We believe in helping you manage your money in a way that brings you financial freedom while honoring God. That way, you can save more and earn more, so you can give generously to causes you care about.
Explore our Savings Account Options
Savings Account
It’s Time to Put Your Money to Work
Start with $100 and watch your money grow in your very own savings account.
- $100 minimum
- Immediate access to your funds
- No monthly fee when daily balance remains $100 and above
NEW! Harvest High-Yield Savings
Get an exceptional rate with immediate access to funds
Maximize your earnings with this variable tiered rate while you help fuel the growth of churches and ministries with every deposit you make.
- Earn 5.00% APY* high-interest rate on balances up to $5,000.
- $100 minimum to open
- No monthly fee
SmartStart Savings Account for Kids!
Help Build Their Financial Future
Teach your child the importance of saving & giving today, while building out their financial future.
- Open an account for as little as $25
- No Monthly Fee
- Earns Interest
Money Market Account
Earn Even Higher Rates Today
Start with $1,000 and earn even higher rates than a traditional savings account.
- Variable tiered-rate account
- $1,000 minimum to open ($100 for IRA)
- Immediate access to your funds
- No monthly fee when daily balance remains $1,000 or above
Premium Money Market Account
Immediate Access to Your Money at a Great Rate
Start with $10,000 and earn premium rates, while you watch your money grow.
- Variable tiered-rate account
- $10,000 minimum; $250,000 maximum
- Immediate access to your funds
- Check writing available
- No monthly fee when your daily balance remains $10,000 or above
- New money only
Compare Our Rates to the Big Banks!
Savings Goal Calculator
Use this free savings calculator to help you figure out how your money can grow over time based on APY rate.
Terms & Conditions
APY = Annual Percentage Yield. APYs are accurate as of 12/26/2024 and are subject to change without notice.
1. Savings Account: $100 minimum to open. Variable rate account with easy access and maximum liquidity. There is a $5.00 monthly service fee if the balance falls below $100.00. No fee for Custodian Accounts under age 18.
2. Harvest Savings: $100 minimum to open. There is a $5.00 monthly service fee if the balance falls below $100.00. No fee for Custodian Accounts under age 18. One Harvest Savings account per member. Tiered -based savings account. 5.00% APY will be paid on balances up to $5,000. Balances between $5,001-$10,000 will earn the lower dividend rate of 2.50% APY. Balances $10,001+ will earn the dividend rate of 0.10% APY.
3. SmartStart Savings Account: Must submit Transfer to Minor form with application. All accounts for minors are opened under CUTMA, the California Uniform Transfers to Minors Act. CUTMA allows an adult to act as the custodian of property for a child.
4. Money Market Account: $1,000 minimum. Variable tiered rate account with easy access and maximum liquidity. There is a $10 monthly fee on all Money Market Accounts when the daily balance falls below $1,000 at any time during the month.
5. Premium Money Market Account (PMMA): Option 1: Eligible to transfer existing CCCU shares into a PMMA when a Term Certificate is opened up with new money^ of an amount equal to the funds that were transferred from the existing CCCU share account(s) into the PMMA. Additional deposits into the PMMA up to the $250,000 maximum must also be new money^. Option 2: Bring in new money^ to open a PMMA. Additional deposits into the PMMA up to the $250,000.00 maximum must also be new money^. ^New money is money that is not presently on deposit at Christian Community Credit Union. The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money.
Variable rate account with easy access and maximum liquidity.
There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month.