Membership Matters! Why You Should Join a Credit Union

Have you ever considered joining a credit union? If not, why not? Credit unions offer the same products and services that banks do. Plus, when you join a credit union, you’re part of a movement—a movement of people helping people. Banks serve stockholders and are driven by profit, but credit unions serve their members and are not-for-profit organizations. When you join a credit union, you’re not just a member—you’re an owner!

Wondering what credit unions do? Credit unions offer mortgages, car loans, and all the services you expect from a bank, such as credit cards, checking, and savings accounts. Need some help financing your education, or know someone who does? We offer private student loans and other special services for students.

Plus, we offer some services you might not associate with banks. For instance, did you know that membership can get you 24/7 access to doctors via web video or phone for a low monthly fee? Or that you can get special deals on insurance for your car, home, and life? You can even get help with debt management and financial planning through your credit union membership!

Wondering if credit union hours will work with your schedule? You can access to your money anytime and anywhere thanks to our online banking and mobile banking apps. You can call us or access live chat via our website. You can even use Apple, Google, and Samsung Pay with your Credit Union-issued debit or credit cards.

Wondering about finding locations near you? Shared branching can help! We (and many other credit unions) belong to the CO-OP Shared Branch network. CO-OP Shared Branching is the second-largest financial institution network in the United States. That’s a bigger network than Chase has! So you can stop at any one of over 6,000 shared branch locations and do your banking in person. And you’ll also have access to over 30,000 FREE ATMs all over the country.

Wondering how you can join a credit union? It’s easier than you think! Most credit unions accept members based on where they work, live, or worship. You can find out about how to join us, and the benefits of membership in our credit union, here.

If you have any questions about how we can help you, let us know. And you can download our free eBook, “The No-Nonsense Guide to Managing Your Money,” for more practical hints on everyday money management.

This article should not be considered legal, tax, or financial advice. You may wish to consult a tax or financial advisor about your individual financial situation.